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Our family has been hit hard in this economy. My husband has lost a good paying job because they closed up here since the construction has died here in Las Vegas. He has a job currently but it is low paying and somewhat unstable. I was attending college hoping to get a degree in teaching, however I dropped out about a year ago to take on a second job. Our oldest son is away at college. The funds that were available to pay for his education last year don't appear to be available for next year. We are not in a position to help him and I don't want him to lose his opportunity to continue his education. On the positive side we with God's grace were able to make arraignments with our mortgage company to lower our mortgage payments after two and a half years of working at it. I am experiencing some medical quandaries as well and am hoping to get some answers soon.